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Optional Health-Related Plans

Texas Dental Plan

(Fee-for-Service Plan)
Members see a participating dentist of their choice and pay a discounted fee, based on a specific fee schedule, at the time of service. You can change dentists at any time, there are no claim forms to complete and no referrals are necessary for specialists. Any member of the participant’s household can be enrolled, family and non-family members, and there are no age limits. This plan also includes three enhancements: discounted eyewear, a discounted contact lens replacement program, and discounted hearing exams and aids.

Guardian Managed DentalGuard Plan

(Managed Care Dental Plan)
This plan is a dental HMO. Participants must seek services from a primary care dentist. You must receive a referral from your primary care dentist to seek the services of a specialist. Payment for services rendered is based on a schedule of patient charges as outlined in the certificate of coverage.

Guardian Preferred Indemnity Dental Plan

(Indemnity Dental Plan)
This plan is a dental insurance plan that provides coverage for Preventive, Basic and Major services. You can use the dental provider of your choice and receive normal plan benefits up to the URC (usual, reasonable and customary) level or use a network dentist, which could result in additional savings.

Vision Service Plan

Benefits include a vision exam, lenses and frames. Also available are valuable savings on annual supplies of certain brands of contacts, discounts on purchases of non-covered prescription glasses including sunglasses, and discounts off PRK and LASIK surgeries through contracted laser centers.

AFLAC Personal Cancer Indemnity Plan

This plan helps to cover some of the incidental expenses associated with a cancer illness.

AFLAC Personal Hospital Intensive Care Insurance Plan

This plan helps to cover some of the incidental expenses associated with a confinement in a hospital’s intensive care unit.