

Property Tax Payments
Learn about the process of paying property taxes.
Property taxes are part of your local government's way of paying for services for all citizens. They help maintain roads, pay for safety/emergency services, sanitation services, public parks and also provide a portion of your public school's budget. Texas law works to make sure tax values are equal and according to the value of your property.
Curious to see where your tax dollars go in our district? Learn more about Tax transparency.
You can also view your tax statement online.
On this page
Tax rate summary
Tax rates are calculated using the forms provided by the Texas State Comptroller’s office. The table below reflects the Garland ISD’s current year breakdown of the M&O and I&S tax rate.
Please visit the property tax transparency website to see the estimated tax levy for each tax rate listed below.
2025 | Proposed Tax Rate | No-New-Revenue Tax Rate | Voter-Approval Tax Rate | Adopted Tax Rate |
---|---|---|---|---|
M&O | $0.78690 | $0.67550 | $0.66690 | $0.78690 |
I&S | $0.38400 | $0.39874 | $0.38400 | $0.38400 |
Total Tax Rate | $1.17090 | $1.07424 | $1.05900 | $1.17090 |
The 2025 tax rate of $1.17090 is a $0.12000 increase from the 2024 tax rate of $1.05090.
About your tax statement
Tax statements are mailed in October annually to the property owner, mortgage company or the tax agent on record with the Dallas Central Appraisal District. Statements can be mailed any time between October 1 and January 10 of the following year.
Property taxes are not prorated, the statement you receive will be for the period of January 1 through December 31. If a mortgage company has requested the statement on behalf of your property, they will provide your property tax information to you. Should you receive a statement that should be paid by a mortgage or tax agent, please contact them to ensure they are aware of the taxes due.
E-Statements
E-statements are an alternative method for the Tax Office to deliver tax statements to an enrolled email address. When a statement is generated, an email will be sent with a link. The link will allow you to view and print your statement.
Enrolling in E-Statements
As a result of the 88th Texas Legislative Session, it is now a requirement for the Texas Comptroller’s Form 50-843 to be completed and submitted to each taxing jurisdiction.
- Complete Texas Comptroller’s Form 50-843.
- Email your completed form to tax@garlandisd.net. An automated verification email will be sent to the email address listed on the form.
- Verify your email using the verification email. Once the email has been verified, you will receive an automated confirmation indicating successful enrollment.
Please note:
- Under Texas Property Tax Code §1.085; by choosing to enroll, all statements are considered delivered once e-mailed.
- It is your responsibility to update the enrolled email address.
- A written request is required to unsubscribe once enrolled.
Unenrolling from E-statements
Please submit your written request to our office at tax@garlandisd.net.
This request should include the account number, property address, and email you wish to unenroll. Once your account has successfully been unenrolled, an email confirmation will be sent.
Change an enrolled email
Please email our office at tax@garlandisd.net with instructions to update the enrolled email. This request should include your:
- account number
- property address
- old email address that needs to be removed
- new email address
A confirmation email will be sent once your account has been successfully updated.

See your tax statement online
Visit our tax office website for a copy of your statement.
Paying taxes
Property tax payments are due upon receipt and must be paid no later than January 31 of the following year. Any account outstanding on February 1 will incur the statute fees as outlined under the Texas Property Tax Code, chapter 33. If the due date falls on a weekend or holiday, the due date is extended to the next business day.
A United States Postal Service postmark cancellation date is acceptable. However, a metered date is not considered a postmark.
If choosing to mail your tax payment, we recommend going into the Post Office to ensure your envelope is hand stamped prior to the delinquency date. Placing your envelope in a mail parcel bin does not guarantee your envelope will be postmarked the same day.
Note: Failure to receive a notice does not warrant a waiver of penalty and interest.
Payments and installments
Payments
Garland ISD offers the payment methods below to pay your annual school property taxes.
Please make checks payable to Garland ISD Tax Office.
Methods | Accepted Payment Types |
---|---|
In Person * GISD Tax Office
| Cash, check, money order, cashier checks, certified funds and credit/debit cards accepted. Tax receipts will be provided. |
Dropbox GISD Tax Office
| Check, money order, cashier checks or certified funds. Be sure to include your payment stub. No cash. (Dropping cash in the night drop is at the Taxpayer’s risk.) |
PO Box 461407
| Check, money order, cashier checks or certified funds. Be sure to include your payment stub. No cash. (Choosing to mail tax payments is at the Taxpayer’s risk.) |
Online * |
|
Phone * (945) 910-4060 | American Express (3.1% fee) Visa, Master or Discover (2.5 % fee) Must provide 10-digit account number and card information. (No partial payments permitted.) |
Bill-Pay
| If your financial institution offers bill-pay, this may be a free electronic payment method. Contact your bank for bill-pay information. When establishing the vendor use “Garland ISD” and your 10-digit account number (including the preceding zeros). |
*Convenience fees apply to any credit, debit or e-check
Quarterly Installments
Taxpayers’ with an over 65, disabled persons or disabled veteran exemption are eligible for an installment plan on their residence homestead annual taxes. A signed agreement is required annually to establish the installment plan. The first one-fourth payment must be made by January 31st.
Due Dates:
- January 31 (1st one-fourth installment and signed agreement)
- March 31
- May 31
- July 31
Note: Any account not paid in full by August 31st is subjected to the statute fees, additional penalty and will be turned over to our collection firm for further collection efforts.
Delinquent tax installment
If you have the residential homestead exemption and have delinquent (unpaid) taxes, you may be eligible for an installment plan. You must enter into an agreement for payment of the tax, penalties and interest. This installment will be paid in 12 equal monthly payments. The account must not have entered into an agreement within the prior 24 months. The current year taxes must be paid before they become delinquent or the installment agreement is breached (broken). Please call or email our office to determine if your account is eligible for an installment plan.
If you owe delinquent taxes but are not eligible for an installment plan, you may contact our law firm Perdue Brandon Fielder Collins & Mott, LLP at 972-278-8282. Partial payments are accepted.
Important dates and penalty & interest
Important dates
- Oct. 1 - Jan. 10: Current year tax statements are mailed
- Jan. 31: Last day to pay without penalty and interest
- Feb. 1: Taxes are now delinquent and have accrued (earned) penalty and interest
- April 1: Delinquent business personal property accounts are turned over to our delinquent collection firm and assessed with an additional penalty of 20%.
- July 1: Delinquent real property accounts are turned over to our delinquent collection firm and assessed with an additional penalty of 20%.
Penalty & interest
Garland ISD does not determine the penalty, interest or additional penalty percentages. These are outlined in the Texas Property Tax Code (section 33.01). Taxing offices do not have the authority to waive penalty and interest. Some notes:
- Business personal property taxes not paid before April 1st are subject to an additional penalty up to 20%, as outlined in Texas Property Tax Code (section 33.11).
- Real property taxes not paid before July 1st are subject to an additional penalty up to 20%, as outlined in the Texas Property Tax Code (section 33.07).
Month paid | Penalty & interest (percentage) |
---|---|
February | 7% |
March | 9% |
April | 11% |
May | 13% |
June | 15% |
July | 18% |
August | 19% |
September | 20% |
October | 21% |
November | 22% |
December | 23% |
January | 24% |
Exemptions and tax ceilings
Exemptions
The Dallas Central Appraisal District grants all property tax exemptions for properties located in Dallas County. To obtain information about applying for exemption(s) or a tax deferral, a property owner should visit the Dallas Central Appraisal District website. Exemption types are as follows:
Homestead: $140,000
You must own and reside in your home on the date you request the exemption.
Age 65 or older: $60,000
This is in addition to a homestead exemption on a residence for a homeowner age 65 or older. If this exemption has been granted, the school property taxes will have a “tax ceiling” and you may also choose to apply for a tax deferral (see below).
*You may not receive both the age 65 or older and the disabled person exemption
Disabled person: $60,000
This is in addition to a homestead exemption on a residence for an individual who has been deemed a disabled person by the Social Security Administration. If this exemption has been granted, the school property taxes will have a “tax ceiling” and you may also choose to apply for a tax deferral (see below).
*You may not receive both the age 65 or older and the disabled person exemption
Disabled veteran with 100% disability
This exemption is granted to a property owner who receives 100 percent disability compensation reflected in the letter from the United States Department of Veteran Affairs. This is a total (100%) tax exemption of the appraised value of your residence homestead.
* This exemption can be added in addition to your residence homestead or any other exemption that you have been granted.
Disabled veteran
This exemption is granted according to the percentage of disability reflected in the letter from the United States Department of Veteran Affairs. This exemption may be applied to any property owned by the disabled veteran.
- 10-29%: $5,000
- 30-49%: $7,500
- 50-69%: $10,000
- 70-99%: $12,000
* This exemption can be added in addition to any exemption already applied to the property.
Tax ceiling (Over 65 or disabled Person)
A tax ceiling is established on a tax account the first year in which an owner has been granted the full homestead as well as a qualifying exemption (over 65 or disabled person). Once a tax ceiling is calculated, a taxpayer should expect their annual taxes to not exceed the established tax ceiling amount. The few exceptions are reflected below.
Exceptions:
- When decreases in property value or tax rate cause the tax levy to fall below the ceiling amount, the annual taxes will be the lower of the two amounts.
- Should a taxpayer with a ceiling choose to make improvements to their property (ex. adding a carport or pool), the tax ceiling will be recalculated and increased based on the new improvement value.
- Only the exempted owner is eligible for a tax ceiling. If your property is owned by multiple owners and one of the owners is not eligible for an exemption, the ceiling for the exempt owner will be calculated based on their percentage of ownership. In this case, the annual tax levy will increase due to the non-exempt owner(s) portion of the property not eligible for a ceiling.
Some additional notes:
- If another owner or their spouse was granted an eligible exemption prior to you, it is a possibility that their annual taxes are lower than yours.
- A home with a higher appraised value, will likely have a higher taxable value possibly resulting in a higher tax levy.
- If an owner had a tax ceiling on a previously owned property, they may have transferred their ceiling percentage to their new property. Therefore, resulting in a lower annual tax ceiling.
- Your ceiling percentage can be transferred to the exempted persons new home.
*** Effective January 1, 2023, all tax ceilings are required to be recalculated for reductions annually as an outcome of the Texas Legislatures passing SB 12 in the 87th session held in 2023. Additionally, tax ceilings will automatically be reduced by the calculated levy on any mandated increase of exemptions. ***
Tax deferral
A tax deferral allows an elderly or disabled person to abate the collection of delinquent taxes on their homestead. If you are over 65 or a disabled person, you may choose to defer the collection of taxes if you own and occupy your residence. However, a tax lien remains on the property and interest of 5% a year continues to accrue. The abatement shall continue until 181 days after the person no longer owns and occupies the homestead. If the elderly or disabled person dies, the deferral shall continue on behalf of a surviving spouse.
Note: A tax deferral only postpones the payment of taxes, it does not cancel the property taxes or fees accrued.
Appraisal information
All tax appraisals used for tax purposes are performed by the Dallas Central Appraisal District (DCAD) following State law. In addition, the DCAD provides GISD with owner names, mailing addresses and exemptions granted.
If you have questions about any of this information or wish to protest your value, please contact DCAD at 214-631-0910 or visit www.dallascad.org.
FAQs
Expand AllI never received a tax statement. What do I do?
You can find out how much your current taxes are and make your payment by:
- Visiting the Garland ISD Tax Office online website
- Send us an email
- Call our office at 972-494-8570
Failure to receive a tax statement does not affect the validity of the tax, penalty, interest, due date, the existence of a tax lien, or any procedure instituted to collect a tax (Sec.31.01 (g), Texas Property Tax Code).
What is a tax certificate and how can I get one?
A tax certificate is a document showing the status of taxes; if delinquent, the certificate shows penalties and interest that are due according to tax records. The fee to obtain a certificate is $10 per certificate (cash or check only)
Why did my tax statement come to me instead of my mortgage company?
Either your mortgage company did not request the statement, or the request was not received in time. Please contact your mortgage company directly and inform them of the taxes due to Garland ISD.
How can I change my mailing address?
The Dallas Central Appraisal District maintains all owner records for properties located in Dallas County. The tax offices will receive the updated owner record in a certified or supplemental tax roll.
How do I request a refund?
Only refunds under $1.00 must be requested, our office will send a notification and application for any credit less than $1.00. All other refunds are automatically processed as outlined in the Texas Property Tax Code
Why have I received a tax bill on property I no longer own?
At the time the statement was generated your information was still on record as the property owner. Please contact the Dallas Central Appraisal District to correct this.
Why do I have to pay taxes if...
...I don't have children?
Taxes are not determined upon having a child or school enrollment. All business and real property owners with property located in the Garland ISD jurisdiction are required to pay taxes on their property.
...I don't own the building?
The bill you have received is for your business, not the building. All business owners in the State of Texas are required to render their business personal property to the Dallas Central Appraisal District by April 15th of each year. Types of business personal property are computers, filing cabinets, machines or any other item located in your business that is used to operate your business. Property can also be, tangible and intangible assets.
Contact us
Tax offices
- Garland ISD Tax Office
Location: W. 901 State Street, Suite A., Garland, TX, 75040-6242
Phone: 972-494-8570
Email: tax@garlandisd.net
Go to Tax Office Department page.
View your tax statement online.
Other offices
- Dallas Central Appraisal District
Location: 2949 N. Stemmons Freeway, Dallas, TX 75247
Phone: 214-631-0910
Website: www.dallascad.org - Dallas County Tax office (Garland location)
Location: 140 N. Garland Ave., Garland TX 75040
Phone: 214-653-7811
Website: dallascounty.org/tax/
Email: property.tax@dallascountry.org
- City of Garland Tax Office
Location: 217 N. Fifth Street Garland, TX 75040
Phone: 972-205-2410
Website: garlandtx.gov/903/Tax-Revenue-Recovery
Email: CityTaxes@GarlandTx.gov - Department of Public Services (Garland location)
Location: 4445 Saturn Road, Suite A Garland, TX 75041
Phone: 214-861-3700
Website: www.dps.texas.gov/DriverLicense/